A home with a huge garden like the above really looks “shiok” hor? Little Tee is so lucky to be able to run around hitting her golf balls and pick her star fruits from her grandparent’s huge garden. She must be treated like a little queen there with her grandparents, how I envy you, [...]
Although not living wealthily, I just realise how lucky I am as comparing to some of my friends. Before we got married, at least we managed to buy a house called our home with some savings from hubby’s salary for down payment. While chatting on a breakfast the other day, I just found out a [...]
See this New Chicken Little?
This is QQ’s 1+ year little cousin brother.
This condition is called squint (or “tau kai ngan” in Cantonese) where one eye may turn inwards, outwards, up, or down. When one eye turns the eyes can no longer work together as a pair and a squint develops.
This condition can develop before birth [...]
We have so much debt these days. Not only we need to do consolidation loan for our vehicle and house, but with the free instalment of small home use appliance, we would even grab the opportunity of going into this simple irresistible free interest loan.
The other day I was actually bugging hubby about getting the [...]
Broken families are normally caused by these few problems. Either the new couples are too young when they got married and not ready to commit themselves, or they are stuck with financially difficulties. These couples probably just graduate from their studies and not secured any stable income to support a family. Thus, many would resort [...]
Moving to new home really requires lots of cash money. I remember when we first moved into this little hut, a little bit here and there made a lot of difference to our dear tight pocket. With the limited fund, we did not renovate our home but just touch up to make it look comfy. [...]
Would you considering giving a supplementary card to your child when he goes to university or college later on? My siblings and I were pretty lucky to own a credit card when we went to university. We even get a cash loan for our tuition fee with very low interest. That basically covered all our [...]
Bank overdrafts, facility to withdraw money through cheques even though there is not enough money in the account for cover them. It is indeed rather convenient to most business owners, but with their high interest rate charge on the overdrawn, it can be risky if it cost too much in the end. With cheaper cash [...]
Getting into debt or having poor money management can cause lots of trouble, not only to oneself, but also family members. We often hear about harassment from debt collectors when one failed to pay up on time. Sadly even with such awareness, a person who is desperate for money can fall into this trap very [...]
When our children were little, we worry about their safety and health. When our children turn into teenagers, we worry about the distant relationship and communication problem although staying under one roof. When our children grow up making their way into the society, we worry about their habits of living out there, influenced by bad [...]
Every month we spend so much on serving on interest instead of clearing loans. I am sure most of you out there feel the same as I do and that is one of the main reasons that stretch our loan tenure even longer. How nice if we could just borrow from a place, without much [...]
I want more kids but how to survive ah? Every month, many of us juggle a housing loan, two car loans and some even on outstanding debt from five or more credit cards. With two-thirds of the monthly household salary going to the debts, living can be quite burdening too, especially family with more kids. [...]
I wonder how many of us are able to live debt free, free from credit cards (that’s me), free from car loan and the expensive home loan (how I wish too I can). Most of us have to work so hard our life and earn money to clear the debt to have a transport to [...]
