www.demoments.net

I wonder how many of us are able to live debt free, free from credit cards (that’s me), free from car loan and the expensive home loan (how I wish too I can). Most of us have to work so hard our life and earn money to clear the debt to have a transport to work, to have a roof over our head. With a family plan for more kids in this expensive city, can someone please offer me some free debt advice so that I can manage my debt wisely?