Oct
16
2007
How to survive with more kids?
I want more kids but how to survive ah? Every month, many of us juggle a housing loan, two car loans and some even on outstanding debt from five or more credit cards. With two-thirds of the monthly household salary going to the debts, living can be quite burdening too, especially family with more kids. Raising children today is so expensive. Without a proper debt management, it can lead us to a bankruptcy could increase risk of loosing our house, all our assets, cars and even our job! Sigh….we really got to be careful with our spending and spend wisely so that we can lead a good example so that our future generation, that over-spending especially with credit cards a definitely a no-no.
Spend on what we need, not spending on what we want. I am learning to do that also. Need to spend wisely since that only my husband is working. I need to pay car loan also and baby expenses. Thank God, so far God provide us alot..
CN: haha…*a lot* is a good sign, Stephanie