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Every month we spend so much on serving on interest instead of clearing loans. I am sure most of you out there feel the same as I do and that is one of the main reasons that stretch our loan tenure even longer. How nice if we could just borrow from a place, without much interest imposed at the same time if we could earn more by lending rather than keeping in the banks saving account. My friend is lucky when she had her mum paid cash for her car but only pay back to her mum slowly through a lower installment.